While WealthPoint has a diverse clientele, there are many common characteristics that we look for in our clients. Our typical client has many of the following traits:

Typical Client Profile - Legacy/Succession

• Net worth of $25 million or greater; no maximum
• Owner of a closely held business
• Has children, partners or key employees to succeed them
• Has children both inside and outside of the family business
• Cares intensely about family relationships
• Both inside and outside of business
• Concerned about asset protection
• Business is in strong financial condition
• Business is stable or growth-oriented
• High integrity and well respected by employees and community
• Is charitably inclined or community focused
• Prioritizes reduction of taxes
• Respects long term relationships
• Respects and counts on advisors
• Recognizes the value of a collaborative planning effort both in terms
  of estate/succession planning and as it will impact the family

Typical Client Profile - Life Insurance

• Face amount $1 million or more; cash value $100,000 or more;
  or annual premium $25,000 or more
• Age 45 or older (male, female or survivorship)
• Policies are a part of a comprehensive plan
• Insured(s) in average to above average health (doesn’t have to
  be perfect)
• Has not had a recent annual review
• Relationship with their original agent has changed
• Policy(ies) are cash-value rich
• Client has policies that are underperforming
  - Paying more premiums than originally planned
  - Cash values are lower than originally projected