Private Placement Life Insurance (PPLI) helps you build trust with your clients while significantly increasing their net worth. It’s a high-efficiency strategy that offers a vast range of investment options where earnings grow tax-deferred and can be accessed 100% tax-free.
In a few short videos, WealthPoint Partner Ben Rainey will walk you through what you need to know.
Is PPLI the right fit for your ultra-affluent clients? In six videos, each shorter than five minutes, we’ll cover the basics of PPLI — upsides, downsides, misconceptions, and more — so you can make an informed decision.
01 What Is PPLI?Duration 4:06
Learn the basics of PPLI, including its benefits as a tax-deferred life insurance product designed for ultra-wealthy individuals.
02 PPLI – The Tax Problem and Potential ImpactDuration 4:21
Just how much can PPLI save your clients? Discover the simple math behind PPLI’s incredible efficiency in this video.
03 PPLI – Access to Your MoneyDuration 4:09
With PPLI, nearly 100% of account value is available from day one, and accessing funds is straightforward. Here’s what you should know.
04 PPLI – Trusts and Step-upDuration 3:58
Find out how PPLI can eliminate income tax during life and provide a step-up in basis at death, all while keeping assets outside the taxable estate.
05 PPLI – Downsides and Where It BreaksDuration 4:43
Dive into the downsides of PPLI and learn how an experienced team can help you successfully navigate all key requirements.
06 PPLI – Regulatory RisksDuration 4:26
Wondering about PPLI’s future? Here’s why the WealthPoint team isn’t worried about regulatory risks — and why your clients shouldn’t be either.
PPLI isn’t magic — it’s math. The formula is simple:
The cost of life insurance is much less than the cost of taxes.
PPLI provides a wealth of additional benefits:
With PPLI, nearly 100% of account value is available from day one, and accessing funds is straightforward.
Earnings grow tax-deferred and can be accessed tax-free, and the life insurance benefit is paid out tax-free.
Investment options are virtually unlimited, ranging from private equity to hedge funds to real estate.
Your client can appoint a team to manage investments using a completely custom strategy.
PPLI eliminates income tax during life and provides a step-up in basis at death, all while keeping assets outside the taxable estate.
PPLI has been around since the 1970s, and as a life insurance policy, it’s backed by 160+ years of tax law.
PPLI doesn’t just help ultra-affluent clients capitalize on their wealth. It enables you to forge a stronger-than-ever client relationship grounded in outstanding results.
Take 30 seconds to fill out the form below, and we’ll give you exclusive access to our expert-led PPLI video series.
Our fundamental goal is the same as yours: giving your clients the best possible results with an unwavering commitment to service.
$6 Billion +
in Benefits Placed
14
Years of PPLI Experience
476
# of PPLI Cases
By relocating $5 million of their portfolio to PPLI, our clients saved $9.1 million in income taxes. Compounded annually, these savings generate an additional $32.8 million in net worth during their lives.
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Securities offered through Kestra Investment Services, Member FINRA/SIPC (Kestra IS). Investment advisory services may be offered through Kestra Advisory Services (Kestra AS), an affiliate of Kestra IS. WealthPoint, LLC is a member firm of PartnersFinancial. Kestra IS and Kestra AS are not affiliated with WealthPoint, LLC or PartnersFinancial. Not all products and services referenced on this site are available in every state or through every representative listed. For additional information please contact Kestra IS compliance at 737-443-2483. Kestra IS and Kestra AS are not Certified Public Accounting firms. Investor Disclosure Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. Social Media Disclosure link here. Privace Policy link here. WealthPoint, LLC is independently owned and operated. WealthPoint, LLC and its agents are presently licensed to sell traditional life insurance in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, NE, NV, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY. Insurance services are limited to residents of the above listed states. Information relating to securities is intended for use by individuals residing in AL, AK, AZ, AR, CA, CO, DE, DC, FL, GA, ID, IL, IN, KS, ME, MD, MA, MI, MN, MS, MO, NE, NV, NJ, NM, NY, NC, OH, OK, PA, SC, SD, TX, UT, VA, WA, WV, WI, and WY. Life insurance services are provided through WealthPoint, LLC DBA WealthPoint Insurance Solutions, CA Insurance License #0N03255. This site is not intended as an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. The following trademarks are owned by WealthPoint, LLC; WealthPoint®, Know your story.®, Still Wisdom™, Instinct Verification™, The Pulse of Progress™, IV™, Singular Story™.
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