Qualified Leverage Strategy (QLS)

Unlock your retirement plan assets

Introduction to QLS

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The Qualified Leverage Strategy® video is copyright protected, © 2022 WealthPoint, LLC and © 2022 The QLS Program LLC. All rights reserved. Qualified Leverage Strategy® and QLS® are registered trademarks of The QLS Program LLC. These videos contain proprietary intellectual property, including but not limited to life insurance products, tax mitigation strategies, and holistic planning solutions. BY SELECTING THIS CHECKBOX, YOU ACKNOWLEDGE THESE VIDEOS, AND ALL THEIR CONTENT ARE PROPRIETARY AND CONFIDENTIAL IN NATURE, ARE THE EXCLUSIVE PROPERTY OF WEALTHPOINT AND QLS, ARE PROTECTED BY UNITED STATES COPYRIGHT LAWS AND THAT YOU WILL NOT COPY, SHARE, TRANSMIT, RETRANSMIT, SELL, ASSIGN, MODIFY, USE TO CREATE DERIVATIVE WORKS, REPUBLISH, REDISTRIBUTE, OR FRAME, IN WHOLE OR IN PART.  

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The Problem

Qualified Retirement Plans are great for pre-tax contributions and tax-deferred growth. But, the problem is getting the money out. You will lose up to 50% of the money when using it during your lifetime or as much as 70% if leaving it to your heirs.

Compounding the problem is that the commonly recommended solutions are limited to five equally poor options.

If you need the money for retirement: 

  • Spend as needed – Taxable 
  • Wait and take Required Minimum Distributions – Taxable
  • Roth conversion – Taxable 

If you don’t need the money for your retirement: 

  • Stretch IRA Planning (now limited to ten years) – Taxable 
  • RMD’s during lifetime, leave the rest to Charity – Taxable and Give it away

The Solution

QLS is a proprietary strategy that takes you through a specific sequence of steps that are commonly practiced in the tax and financial world every day. QLS minimizes taxes and maximizes the amount of funds available for your retirement needs, your heirs or your favorite charity.

The QLS Difference

  • A tax efficient method of accessing your money from a qualified retirement plan
  • A repositioning of taxable assets (outside your qualified plan) into a tax-free growth position
  • A significant increase in the assets you pass on to your heirs, and in your retirement income
  • A more efficient and immediate way to gift Qualified Retirement Plan assets to charity
  • A powerful alternative to Stretch IRA planning after The SECURE Act (currently limited to ten years)

Ideal Client Profile

  • Net worth $10,000,000 or more – Minimum $5,000,000 
  • $1,000,000 of assets in a qualified plan – IRA, 401(k), profit sharing plan 
  • Equal amount of assets outside the qualified plan – Cash and Investments 
  • Plan owner and/or spouse must be able to medically qualify for life insurance

Interested in learning more about QLS? 

1 Step 1

To access a strategy focused video, complete the short form below. 

Please review the Terms of Service before submitting your information.

The Qualified Leverage Strategy® video is copyright protected, © 2022 WealthPoint, LLC and © 2022 The QLS Program LLC. All rights reserved. Qualified Leverage Strategy® and QLS® are registered trademarks of The QLS Program LLC. These videos contain proprietary intellectual property, including but not limited to life insurance products, tax mitigation strategies, and holistic planning solutions. BY SELECTING THIS CHECKBOX, YOU ACKNOWLEDGE THESE VIDEOS, AND ALL THEIR CONTENT ARE PROPRIETARY AND CONFIDENTIAL IN NATURE, ARE THE EXCLUSIVE PROPERTY OF WEALTHPOINT AND QLS, ARE PROTECTED BY UNITED STATES COPYRIGHT LAWS AND THAT YOU WILL NOT COPY, SHARE, TRANSMIT, RETRANSMIT, SELL, ASSIGN, MODIFY, USE TO CREATE DERIVATIVE WORKS, REPUBLISH, REDISTRIBUTE, OR FRAME, IN WHOLE OR IN PART.  

View the full Terms of Service here. 

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