PPLI Deep Dive – Immediate Income from PPLI and PPVA

Details

One of the most common misconceptions around PPLI is that the money is “untouchable” or that it should be viewed as “last resort” funds. This is absolutely not the case! ​​We believe that PPLI should be the first place our clients consider accessing to get the liquidity they want and need.

In this webinar, we will first examine a real-world case study on the benefits of using PPLI to increase spendable lifestyle income from an investment portfolio.

• How much more income can be generated from PPLI than a taxable account using the same assets?
• What are the potential risks of doing so?
• Are there additional benefits from this approach?

We will then look at a similar case study using PPVA. Finally, we will unpack the mechanics of accessing money from a PPLI and PPVA contract.

• What is the process for getting money from a contract?
• What exactly is a policy loan and how does it differ from a policy withdrawal?
• What are the costs of that loan?
• Are there limitations to loans and withdrawals?

If you want to get a little taste of how we are going to approach this topic, we invite you to take a look at chapter 4 – “PPLI and Access to Your Money” from our eBook, The Essential PPLI Handbook: Simplifying Private Placement Life Insurance for Advisors and Clients.