WP90X Recap – Family, Government and Charity: Your Allocation Decision
Published: September 18, 2025
In this WP90X session, Ryan Barradas and Michael Kenneth walk through a real-world case study on creating a zero estate tax plan. The discussion explores how families can define “equal vs. fair,” set inheritance limits and balance philanthropy with legacy goals. They show how ESOP-driven liquidity, irrevocable trusts and survivorship life insurance come together in a straightforward structure that provides control, flexibility and lasting impact.
00:00 Welcome & Objectives
03:46 Client Profile
06:21 ESOP Overview & Terms
09:46 Financial Security & Macro Goals
18:05 Balance Sheet & Security Modeling
22:23 Estate Tax Exposure & Allocation
30:00 Proposed Plan Design
34:56 Irrevocable Trusts & Insurance Strategy
41:05 Family Foundation Strategy
45:43 Modeled Results & Distribution Timing
56:41 Implementation, Simplicity & Cash-Flow Check
Interested in learning more? Dive into the presentation slides or keep reading as we hit the key points.
Thinking About Allocation? WealthPoint Can Help
We specialize in helping families define their goals and build plans that hold up under financial stress-testing. Whether your client’s path involves ESOPs, wealth transfer, foundations or other estate strategies, our process ensures outcomes align with the family’s vision and values.
Ready to explore what’s possible? Request a private briefing for your team or set up a consultation with us to review your specific goals.
