International Presence
Reach without losing the relationship
As a member firm of M Financial Group, WealthPoint is connected to a global community of more than 140 experienced firms across the United States and United Kingdom, serving affluent families, entrepreneurs, executives, institutions, and their trusted advisors.
This reach gives us broader perspective, deeper carrier access, and additional planning resources for complex client situations, while preserving the personal discernment and advisory leadership required at the planning table.
M Financial Member Firm
M Financial Remote Marketing Location
WealthPoint Offices
Why Our M Financial Partnership Matters to You
Founded in 1978 on the belief that the insurance needs and risk profiles of affluent clients differ significantly from those of the general population, M Financial has spent nearly five decades building a proprietary experience database.
This data supports the development of exclusive products with competitive pricing and performance. As an M Financial Member Firm, WealthPoint provides clients with access to these products.
Here is how M Financial’s experience can work to a policyholder’s advantage:
Mortality Rate
11%
Better than the industry high-net-worth average
Based on actual claims experience, M Financial’s mortality results among high-net-worth clients are 11% better than the industry average. This allows M Financial to offer insurance products at a lower cost.
Face Amount
13x
More than the industry average
The average face amount, or death benefit, on M policies is more than 13 times the industry average. This creates economies of scale that can help lower policy charges on exclusive life insurance products.
Lapse Rate
50%
Lower than the industry average
In early durations, M Financial’s lapse experience, including lapsed and surrendered policies, is 50% lower than the industry average.
This gives M Financial’s Partner Carriers more time to recover initial expenses, helping support lower ongoing policy charges on proprietary life insurance products.
Unmatched Client Experience
WealthPoint delivers life insurance solutions through an advisory-based lens, supported by integrated systems, advanced technology, and a dedicated team. This approach is built on a commitment to transparency, a proprietary underwriting process, and market-leading standards of post-purchase care, ensuring what is delivered aligns with what the client expects.
M Financial brings the scale, experience, data, carrier relationships, and proprietary product-pricing capabilities required to support sophisticated insurance planning.
Together, these capabilities create a more informed, well-coordinated, world-class client experience. Advisors and clients gain the information needed to make better decisions, the leadership required to navigate complexity, and the confidence that every detail is managed from start to finish.
