Private Placement Life Insurance (PPLI) is a win-win for ultra-affluent families and their professional partners. PPLI earnings grow tax-deferred and can be accessed completely tax-free, and the product offers a nearly unlimited range of investment options.
Explore WealthPoint’s free resources below to understand the ins and outs of PPLI, clear up common misconceptions and find out whether it’s the right fit for your ultra-affluent clients.
We’ll walk you through the basics of PPLI—upsides, downsides, strategies and more—with total transparency.
01 What Is PPLI?Duration 4:06
Learn the basics of PPLI, including its benefits as a tax-deferred life insurance product designed for ultra-wealthy individuals.
02 PPLI – The Tax Problem and Potential ImpactDuration 4:21
Just how much can PPLI save your clients? Discover the simple math behind PPLI’s incredible efficiencies in this video.
03 PPLI – Access to Your MoneyDuration 4:09
With PPLI, nearly 100% of account value is available from day one, and accessing funds is straightforward. Here’s what you should know.
04 PPLI – Trusts and Step-upDuration 3:58
Find out how PPLI can eliminate income tax during life and, through the tax-free death benefit, effectively recreate a step-up in basis at death — all while keeping the assets outside the taxable estate.
05 PPLI – Downsides and Where It BreaksDuration 4:43
Dive into the downsides of PPLI and learn how an experienced team can help you successfully navigate all key requirements.
06 PPLI – Regulatory RisksDuration 4:26
Wondering about PPLI’s future? Here’s why the WealthPoint team feels confident that PPLI’s tax-favored status will continue for decades to come.
Hungry for more details on PPLI? As a companion to the above video series, our comprehensive handbook breaks down the core elements of PPLI in plain language, complete with detailed case studies.
In our guide, you’ll learn:
Though PPLI was created in the late 1970s, it has recently gained tremendous momentum as a trustworthy, tax-advantaged life insurance and investment strategy.
$7.5B+
in total death benefit placed
23 Credentialed Staff
JD, LLM, CPA, CFA (candidate), MBA, CLU, ChFC
8 Partners
with a collective 185 years of industry experience
100+ Firms
collaborated with us nationwide in 2024
20 Billionaire Families Served
WealthPoint commits to deep discovery early on, so we’re always aligned with your top goals and priorities. PPLI is a smart strategy for advisors who have cultra-affluent clients who:
If you’re interested, fill out the form below to schedule a low-pressure conversation with our PPLI experts.
We have a wide range of expert-led webinars, interviews, whitepapers, and blogs to sate your curiosity.
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